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Friday, February 3, 2012

home elevators - Home Elevators Designed to meet Individual Needs

by Jai Gaitonde
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home elevators More Details about home elevators here.

Home elevators are a luxury for some people and a necessity for others. Residential elevators have made it possible for people with mobility issues to live in high-rise homes. They come in different models, each type designed to meet individual needs. Home elevators can be set up in existing homes. Presently, designers, architects and builders setting up new homes usually include a provision for possible future elevator requirements.

Different Types of Residential Elevators

Elevator suppliers offer excellent home accessibility equipment from brands such as Savaria, ThyssenKrupp Access, Federal Elevator, and more. The home elevators in the market today can be classified into four broad types based on their drive systems: hydraulic, counterweighted systems, winding drum, and gearless.

An elevator with a hydraulic system is suitable for low-rise buildings. It is works on a hydraulic pump. The pump and reservoir are usually housed in a machine room at the basement of the house. Federal Elevator's Renaissance luxury home elevator features a highly efficient, compactly designed hydraulic pump unit.

Counterweighted traction elevators are ideal for multilevel homes. They feature a counterweight to balance the elevator car so that the amount of power required by the motor to lift the car is reduced. Unlike the hydraulic system, this elevator type requires no oil and no machine room, making it an energy-efficient and space-saving option. The LEV II from ThyssenKrupp Access comes with an energy-efficient, counterweighted chain-drive system. Requires just a shallow pit of 6", it is suitable for different kinds of floor plans.

Winding drum elevators may or may not require a machine room. Their drive system consists of wire ropes that wind on to a rotating drum. This is an affordable system compared to others. Check out the Destiny Winding Drum home elevator from ThyssenKrupp Access which offers smooth vertical transportation up to six stops.

Gearless home elevators work on cutting-edge gearless technology and are ideal when you want an energy-efficient model. Unlike other elevator systems, they offer whisper-soft operation. They are relatively more expensive. ThyssenKrupp Access offers the innovative Destiny Gearless that fits both new construction and remodeling projects.

Things to Consider When Buying a Home Elevator

Cost would vary depending on whether the unit is for a new or existing home. Price also depends on size and finish of the car, drive system, speed, number of stops, and so on.
Number of floors and stops could range from two to six.
Load capacity could vary from 400-1500 lbs. High capacity models are suitable for transporting heavy good between floors.
Car size, as multilevel building with two or more homes on a floor require a larger car. Car size should be large enough to accommodate a wheelchair.
Customization options to customize your elevator to blend with your home d?cor as most come with a wide array of choices for handrails, fixtures, gates, panels, lighting, trim levels, and more.

Consult Your Dealer

It is advisable to consult your dealer on all aspects of your purchase as experienced companies know all about home elevators designed to meet individual needs. They will assess your requirements, supply a suitable model, and install it to comply with local building codes and standards. Request a service contract from your supplier to keep your system in excellent working condition.

DAY Elevator & Lift is a trusted resource for consultation, design and installation of accessibility equipment for homeowners, builders, developers and architects.

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Jai Gaitonde

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More Details about home elevators here.

Keywords: home elevators, residential elevators, elevator, elevators, ny home elevators, nj home elevators, new york residential elevators

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Windows Phone 8 detailed: dual cores, Skype Integration and NFC are a go

If you thought Mango was the bee's knees, just wait till you get a hold of Apollo. No, seriously, keep waiting 'cause we have no idea when that will happen. While we still can't say when Windows Phone 8 will be making its way to a handset near you, we do have quite a few new details about the mobile OS courtesy of the folks over at PocketNow. The site managed to snag a copy of a video starring Windows Phone manager Joe Belfiore talking about what's coming in the next major revision. Those of you concerned with Microsoft's inability to go toe to toe with Apple and Google on specs can breathe a bit easier as new screen resolutions (four in total) and dual-core CPUs will be supported, while those clamoring for more storage will be happy to hear that microSD support has returned -- this time in an official capacity. Rounding out the new hardware features will be NFC support, including the Beam-like ability to share content by tapping, though, it'll have the advantage of being able to share with Windows 8 based tablets and laptops as well. And, speaking of Windows 8, its similarly numbered, phone-centric sibling won't just share a UI, it'll have many of the core components, including large chunks of the kernel, networking stack and security features -- which should make porting apps from the desktop to the handset a relatively simple affair.

Amazingly enough, the list of improvements doesn't end there. If you've been wondering when Microsoft was going to put its Skype acquisition to good use, wonder no more. A Windows Phone app for the VoIP service will debut alongside Apollo and will feature deep integration with the OS, including the ability to place calls the same as you would standard voice calls. A new live tile and app called DataSmart will make it easier for users to manage their data usage and ensure they don't end up eating insane overage fees. To milk every last bit out of that data plan Windows Phone will favor WiFi over a cellular connection and can be programmed to automatically connect to carrier-owned hotspots when they're in range. And, if that weren't enough, Microsoft plans to use proxy servers to compress web pages before feeding them to the mobile version of Internet Explorer 10, not unlike Opera Mini. Those of you who doubted that Windows Phone could actually keep pace with Android and iOS, now might be a good time to reevaluate your position. Hit up the source link for a few more details.

Update: If you want to get all of the details in a nice easy to glance list head after the break for a convenient bullet point presentation.

Continue reading Windows Phone 8 detailed: dual cores, Skype Integration and NFC are a go

Windows Phone 8 detailed: dual cores, Skype Integration and NFC are a go originally appeared on Engadget on Thu, 02 Feb 2012 15:16:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/PPumi-GeD-g/

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Fixed Rate Home Equity Loan ? Is a Fixed Rate Your Best Option ...

Although home equity loans are risky, these loans serve many useful purposes. By tapping into your home?s equity, you have the opportunity to access extra money for home improvements, debt consolidation, etc. Furthermore, homeowners may choose between two home equity options. Akin to other types of loans, home equity loans also incur appeal. Many homeowners choose a fixed rate option. But, this may not always be the best choice.

Compensation of a Home Equity Loan

When needing extra funds, many people rely on credit cards or apply for small confidential bank loans. But, credit cards have ridiculously high finance fees, which make refund trying, while banks have inflexible lending equipment.

Home equity loans are simpler to be eligible for, and it is doable to get approved with a less than exact credit rating. The appeal rate on these loans is much lower than the mean credit card. Secondly, because of fixed terms, most homeowners are able to repay the loan in five to ten years.

What is a Fixed Rate Home Equity Loan?

If choosing a fixed rate option, the appeal rate on the home loan will take up again the same right through the entire length of the loan. Although finance rates are now low, home equity loans tend to be to some extent higher than first mortgages. Still, these loans offer comparably low rates.

Refund of a Fixed Rate Home Equity Loan

Fixed rate home equity loans offer stability. Since of changing market trends, finance loan rates can increase and decrease at any given moment. Those who choose a fixed rate home equity loan are not affected by changing rates. Thus, if rates space rocket in the future, those who elected a fixed rate will take up again to pay low rates.

Other Appeal Rate Options

Although a fixed rate home equity loan affords predictable monthly payments, homeowners also have the option of an modifiable rate home equity loan. Before selecting this option, homeowners should be well-informed of the pros and cons. At the start, modifiable rate loans have low appeal rates. But, low rates are not always cast iron. Modifiable rate loans will increase or decrease according to market trends.

Visit Home EquityWise to view our Not compulsory Home Equity Lenders online. Also, visit Home EquityWise for more in rank on getting a Fixed Rate Home Equity Loan.

Source: http://loanrateland.com/fixed-rate-home-equity-loan-is-a-fixed-rate-your-best-option/

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Thursday, February 2, 2012

Facebook surrenders its privacy in IPO documents

SAN FRANCISCO (AP) ? Facebook is baring its business soul.

The unveiling came late Wednesday when the company that depends on people to share their lives online filed its plans to raise $5 billion in an initial public offering of stock. It's a revelatory moment that prospective investors, curious competitors and nosy reporters have been awaiting for two years. During that time, Facebook established itself as a communications hub and emerged as a threat to the Internet's most powerful company, Google Inc.

As with almost anything crafted by a bunch of lawyers and bankers, the 197-page prospectus that Facebook filed with the Securities and Exchange Commission is filled with boilerplate legalese and mind-numbing numbers.

But there were some juicy details in there, too.

Above all, the documents confirmed what everyone had been hearing: Facebook is very profitable and getting stronger. The company Mark Zuckerberg started with some friends in 2004 has seen its annual revenue soar from $777 million in 2009 to $3.7 billion last year. Facebook's earnings have grown at a similar rate too, ballooning from $122 million in 2009 to $668 million last year.

Facebook ended 2011 with $3.9 billion in cash. That's a relatively small amount compared to the nearly $45 billion that Google has in the bank.

Facebook's prosperity has been fueled by a steady expansion of its audience, making its website a more attractive marketing vehicle for ads, which account for most of the company's revenue. Facebook ended last year with 845 million users, up 39 percent from 608 million at the end of 2010. Those users share their interests and preferences prodigiously. Facebook recorded a daily average of 2.7 billion "likes" and comments during the final three months of last year.

Facebook has become so addictive that more than half its audience ? 483 million users ? log in every day.

Facebook's revenue total disappointed some people who pored through the documents. One reason: The company generates about $4.39 in revenue per user. "That is a surprisingly low number," said University of Notre Dame finance professor Tim Loughran, who studies IPOs. Google's annual revenue of nearly $38 billion works out to more than $30 per user of its services.

"Facebook needs to find more ways to get revenue from their users," Loughran said.

Facebook listed its most promising expansion opportunities as Brazil, Germany, India, Japan, Russia and South Korea. The company, based in Menlo Park, Calif., eventually hopes to make its service available in China if it can navigate rules requiring online content to be censored if the Chinese government considers it to be objectionable or obscene.

The IPO filing gives some clue when Facebook is likely to surpass 1 billion users. If it can add users at roughly the same pace as last year, Facebook should surpass the 1 billion mark this summer.

As it is, Facebook already generates 44 percent of its revenue outside the U.S. The company is also developing other sources of revenue beyond online advertising faster than Google. Advertising accounted for 85 percent of Facebook's revenue last year. It made up 96 percent of Google's. Facebook's other revenue sources include the 30 percent cut of sales it takes from game makers and other external applications companies that sell things on its website.

The big question is whether Facebook's numbers are impressive enough to fetch the lofty IPO price. It's still too early in the process for Facebook to reveal how much it intends to ask for its shares, but Wednesday's filing provides some clues. Facebook valued its Class B common stock at $29.73 at the end of December, down slightly from appraisals of $30.07 in June and September. If this unfolds like most hot IPOs, Facebook will probably try to sell its shares at a premium. That could mean an IPO price in the $35 to $40 range. Investor demand, though, ultimately will dictate the pricing.

Facebook still hasn't listed how many outstanding shares it has, but the documents make it possible to make a rough estimate of the company's market value at the end of last year. Financial notes in the filing show Facebook calculated it had about 2.9 billion fully diluted shares at the end of December. That works out to a market value of about $86 billion, based on Facebook's $29.73-per-share self-appraisal.

At that price, the nearly 534 million shares that the 27-year-old Zuckerberg owns are worth about $16 billion. The filing indicates Zuckerberg will sell an unspecified number of shares in the IPO to cover a tax bill for exercising a stock option to buy 120 million shares. Zuckerberg has been collecting a $500,000 salary but that will fall to one dollar next year at his own request, according to the filing.

Other big winners in the IPO include: Facebook co-founder and old Zuckerberg friend, Dustin Moskovitz, who owns nearly 134 million shares; venture capital firm Accel Partners, which owns 201 million shares; Russian investor DST Global Ltd., which owns 131 million shares; and former PayPal CEO Peter Thiel, who owns nearly 45 million shares.

Hundreds of other Facebook employees could become millionaires because they receive stock as part of their compensation. Facebook has about 3,200 employees now, nearly 2,000 more than it did two years ago.

Facebook also shared some of its biggest worries in the filing. Among other things, it cited Google's ability to use its dominance in Internet search to promote its Google Plus social network. Facebook also frets the possibility that regulators in Europe and the U.S. may impose tougher privacy rules that would make it more difficult for the company to stockpile information about its users.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-02-02-US-Facebook-IPO-Behind-The-Numbers/id-4738d214a7d248758316badf370760bb

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Seeking the Best Anderson Bankruptcy Attorneys42010

There are many circumstances that can be responsible for filing personal bankruptcy; loss of employment, out of control expenditures, unexpected medical bills, or divorce. Filing for personal bankruptcy is always traumatic and an individual should never file as an easy way to get out of trouble. Before filing, other repayment options should be examined, like selling assets, including an extra home, boats, jewelry, etc. Consumer credit counseling is often another option, but if you realize you can't keep up with the payments, you should take action quickly. Ignoring the problem will only make it worse as creditors pile on late fees and take legal action to take your property and wages.

When a decision to file for bankruptcy is made, ensure that your home, furniture, and other essentials are protected. All your exempt assets can be kept. Work with experienced attorneys in order to achieve the best results. Look for Anderson bankruptcy attorneys who handle many such cases and have a well-managed system for forms and filing. Ask for a referral from an attorney you trust, or obtain a referral from friends or colleagues who have been through the personal bankruptcy process. Having a knowledgeable lawyer who you are comfortable with will make all the difference in the outcome of your case.

The decision to file for personal bankruptcy is a difficult one. Because of new laws and the differences between filing Chapter 7 and Chapter 13 bankruptcy, facing the process alone can be overwhelming. Obtaining the services of Anderson bankruptcy attorneys will ease the fairly complicated process of filing for personal bankruptcy.

You will need to gather your personal financial information, such as tax returns for the last two years, property deeds, car titles, loan papers, information on secured and unsecured loans, and pay stubs. Then begins the long process of filling out forms, or schedules, which detail your financial history for the last two years. After the petition is filed, your creditors will be contacted to inform them that you are filing for personal bankruptcy.

Once you have filed, your creditors are no longer allowed to contact you or to collect money from you. No more harassing creditor calls, credit card payments, lawsuits and foreclosures. As stressful as it may be to file for personal bankruptcy, in the end keep in mind that you will have a clean slate and a new beginning.

When faced with overwhelming debt and the possibility of bankruptcy, Anderson Bankruptcy Attorneys can help get your financial situation back under control.

This entry was posted on Wednesday, February 1st, 2012 at 11:15 pm and is filed under Personal Finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.onlinearticlebank.co.uk/finance/personal-finance/seeking-the-best-anderson-bankruptcy-attorneys/

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Wednesday, February 1, 2012

Gazans break(dance)ing boundaries

Camps Breakerz crew made a video in January 2012 called "Breakdance Revolution In Gaza" that shows them making moves across the Gaza Strip.

By Yara Borgal, NBC News

GAZA STRIP, Israel ? In Hamas-ruled Gaza, where Islamic fundamentalism controls every aspect of daily life in the city that has been under an Israeli-imposed siege since June 2007, a group of eight young men from the Nuseirat refugee camp are breaking boundaries by break dancing.

The Camps Breakerz took their moves out onto the rundown streets of Gaza for the first time this month, even though members have been practicing together since 2005.

The dancers released a video on YouTube?that shows them doing elaborate dance moves ? from spinning head stands to arms stands and flips in ?I heart Gaza? t-shirts all over Gaza.?

"When I danced in the street I felt free for the first time in my life. I challenged the conservative society and mainly I challenged the Israeli siege," said Mohammed al-Ghrize, otherwise known as ?Funk,? who brought together the Camps Breakerz crew.

Challenging strict code
Ghrize, a 25-year-old who works as a nurse, was introduced to the world of break dancing at the age of 16 when he lived with his family in Saudi Arabia. Since returning to his homeland in Gaza, he searched for others who shared his passion for dancing. "It took me two years to persuade seven people to establish a break dancing crew, two of which are my own brothers," he said.

Over the past five years Hamas has imposed a strict code of conduct in Gaza, forcing residents to follow strict Islamic law.? The laws have restricted women from social activities like riding on the backs of motorbikes and smoking traditional shisha pipes in public spaces.?They?have?even restricted men from working in women?s hair salons ? believing that men cutting women?s hair is immodest.

In a new attempt by the fundamentalist militant Muslim group to crack down on behavior it sees as contrary to its conservative interpretation of Islam, Hamas banned Gaza youth from participating in the Palestinian version of "American Idol."? Their reasoning was because Muslims can only sing and dance to the sound of drums ? not any modern instruments.

"Because I know it's very hard for our conservative society to accept our Westernized hobby, we introduced break dancing as a kind of sport," Ghrize explained. ?We even managed to convince Hamas to regard break dancing as a sport by performing in their sports events and dancing only to the beats of the drums.?

The group understands that in a society struggling under the ongoing Israeli blockade, break dancing can be viewed as a waste of time and seen as lacking respect for the Gazan reality. The Nuseirat refugee camp where Ghrize lives is home to 66,000 refugees, even though it was initially built to accommodate 16,000 people. And conditions are grim: According to the U.N. 90 percent of the water there is ?unfit for human consumption.?

So for the members of the group, dancing is a welcome distraction.??

"We regard our activities as another form of resistance against the occupation; all of our sketches are inspired by our people's tragedies, especially children. Break dancing for us is a way of expressing our freedom.?

Ghrize studied nursing and works at Al-Shifa Hospital in Gaza. ?All members of our crew are very well-educated,? he said.?

At the end of video the crew recently released, the dancers names, nicknames, ages, job and special moves are listed. They range from ?Chino,? a 22-year-old cook whose specialty is ?style break beat,? to ?Dark,? a 26-year-old teacher whose specialty is ?combos,? to ?Fox,? a 15-year-old student who likes ?power moves.?

One of the many obstacles the Camps Breakerz faced was finding a place to train, especially after the Nuseirat refugee camp?s community center was destroyed by an Israeli raid during the war on Gaza in 2008.

"We have a dream," Ghrize said, "that one day we will have our own center where we can teach children to break dance and give them a stage to express their feelings."

The Camps Breakerz hope to go to the U.S., where break dancing originated, to meet other break dancers who will help them grow, excel and become an internationally recognized group. They want to eventually be able to compete internationally among the best break dancers in the world.

"I wish I lived in a free liberal country where I can practice the thing I love most without any political or fundamentalist boundaries."

Related link:?Gaza youths find escape in free running?
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Source: http://worldblog.msnbc.msn.com/_news/2012/01/30/10272998-gazans-breakdanceing-boundaries

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